Earnzy Financial Privacy Notice

FACTS
What does Earnzy do with your personal financial information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal financial information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the services you use. This information can include:

• Bank account and payment card information

• Transaction and wallet history

• Employment and income information

• Credit or debt repayment information

When you are no longer our customer, we continue to retain and protect your information as required by law.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Earnzy shares your personal information, whether we share it, and whether you can limit this sharing.

Reasons we can share your personal information

ReasonDoes Earnzy share?Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo

For our marketing purposes – to offer our products and services to youYesNo

For joint marketing with other financial companiesNoWe don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo

For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don’t share

For nonaffiliates to market to youNoWe don’t share

Who We Are

Who is providing this notice?
This privacy notice is provided by Earnzy, which provides “Pay with Work” and related financial services.

What We Do

How does Earnzy protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, data encryption, and secured files and buildings.

How does Earnzy collect my personal information?
We collect your personal information, for example, when you:

• Open an Earnzy account or create a wallet

• Apply for jobs through our platform

• Direct earnings to merchants, creditors, or landlords

• Make or receive payments through Stripe

• Provide employment or income information

Why can’t I limit all sharing?
Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes—information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

• Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Earnzy has no affiliates at this time.

• Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Earnzy does not share with nonaffiliates for marketing.

• Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Earnzy does not jointly market.